Introduction

Welcome to Tréo (the "Service"), owned and operated by Tréo Financial Inc. ("Tréo," "we," "us," "our"). Tréo is a Delaware corporation that provides a digital wallet application to facilitate money transfers and payments for the African diaspora. These Terms and Conditions (the "Terms") apply to anyone who visits our website, uses our mobile application, or enrolls in our services (collectively, "Users" or "you"). Please read these Terms carefully before using the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you should not use the Service.

1. Agreement to Terms

These Terms are a contract between you and Tréo. You agree to these Terms by:

If you are under 18 years old, you are not permitted to use our Services. We reserve the right to modify these Terms at any time, and your continued use of the Service constitutes acceptance of any changes.

2. The Service

The Service allows Users to send and receive money, hold funds in multiple currencies, and make payments via the Tréo mobile app. Tréo works with licensed financial institutions to provide its Services. Please use the Service to send money only to people you know personally.

3. Prohibited Uses

You may not: